SHARE EXCHANGE AGREEMENT

    THIS AGREEMENT (the "Agreement" and/or the "Share Exchange") is entered
into as of August 15, 1997, between Profit Financial Corporation ("Profit"),
a Utah corporation and Gold Leaf Press, Inc., a Nevada corporation ("Gold
Leaf").

                                REPRESENTATIONS

    A.  Profit is a corporation organized and existing under the laws of the
State of Nevada.

    B.  The authorized capital stock of Profit consists of 25,000,000 shares
divided into 20,000,000 shares of common stock, pare value $0.01, of which
approximately 6,715,031 shares are duly issued and outstanding on the date
hereof and 5,000,000 shares of preferred stock, par value $10.00, none of
which are issued and outstanding.

    C.  Gold Leaf is a corporation organized and existing under the laws of
the State of Nevada.

    D.  The authorized capital stock of Gold Leaf consists of 25,000 shares
of common voting stock. As of the date hereof, 25,000 shares of common stock
in Gold Leaf have been duly issued and outstanding.

    E.  Profit and Gold Leaf enter into this Agreement whereby Profit will
acquire all of the issued and outstanding stock of Gold Leaf by issuing 7,692
shares of common stock of Profit to the shareholders of Gold Leaf in exchange
for shares of common stock of Gold Leaf held by them at an exchange rate of
 .30768 shares of Profit for each one share of Gold Leaf held. Profit and Gold
Leaf intend the exchange to qualify as a tax-free reorganization under
Section 368(a)(1)(B) of the Internal Revenue Code of 1986, as amended.

                                   AGREEMENT

    In consideration of the foregoing recitals, the covenants and conditions
set forth herein, and other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties agree as follows:

    1.  Share Exchange, Effectiveness

    The shareholders of shares of common stock of Gold Leaf shall exchange
their shares for newly issued shares of common stock of Profit in accordance
with the terms and conditions of this Agreement. Upon the execution of this
Agreement by Gold Leaf and Profit, the date for the effectiveness of this
Agreement (the "Effective Time of the Share Exchange") shall be August 15,
1997.

<PAGE>

    2.  Exchange of Shares

    At the Effective Time of the Share Exchange;

    (a)  Each shareholder of Gold Leaf shall be issued .30768 share(s) of
fully paid and nonassessable common stock of Profit for each share of Gold
Leaf stock they own. Each shareholder of Gold Leaf shall sign an investment
letter pursuant to Rule 144, substantially in the form attached hereto as
Exhibit A, upon receiving Profit shares.

    (b)  All shares of common stock of Gold Leaf that are tendered to Profit
shall be retained by Profit and Gold Leaf shall become a wholly owned
subsidiary of Profit.

    3.  Implementation

    Each of Profit and Gold Leaf shall take, or cause to be taken, all action
or do, or cause to be done, all things necessary, proper or advisable under
the laws of the State of Utah to consummate and make effective the Share
Exchange.

    4.  Amendment

    This Agreement may, to the extent permitted by law, be amended,
supplemented or interpreted at any time by action taken by the Board of
Directors of both Gold Leaf and Profit; provided, however, that this
Agreement may not be amended or supplemented after having been approved by
the shareholders of Gold Leaf except by a vote or consent of shareholders in
accordance with applicable law.

    IN WITNESS WHEREOF, the parties hereto have duly executed and delivered
this AGREEMENT as of the date first set forth above.


PROFIT FINANCIAL CORPORATION           GOLD LEAF PRESS, INC.


/s/ Illegible                          /s/ Curtis A. Taylor
----------------------------------     --------------------------------------
By:                                    By:  Curtis A. Taylor
Its:                                   Its: President

                                       2

<PAGE>

                                   EXHIBIT A

Profit Financial Corporation
14675 Interurban Avenue South
Seattle, WA 98168-4664

Gentlemen:

    This acknowledges receipt of Three Thousand, Eight Hundred Forty-Six
(3,846) shares of common stock of Profit Financial Corporation, a Utah
corporation (the "Corporation"). In connection with my acquisition of these
securities, I understand as follows:

    The undersigned represents that he or she has the business or financial
experience necessary to have the capacity to protect his or her own interests
in connection with the proposed transaction.

    These securities are not registered under the Securities Act of 1933 (the
"Act") as the transaction in which they are being acquired is exempt under
Section 4(2) of the Act as not involving any public offering. Reliance of the
Corporation and others upon this exemption is predicted in part upon my
representation (which I hereby confirm) that I am acquiring these securities
for my own account with no present intention of selling or otherwise
distributing the same to the public. I understand that in the view of the
Securities and Exchange Commission (the "SEC") the statutory and
administrative basis for exemption would not be present if, notwithstanding
my representation, I have in mind merely acquiring these securities for a
market rise, or for sale if the market does not rise, or for a fixed or
determinable period in the future.

    These securities must be held by me indefinitely unless they are
subsequently registered under the Act or an exemption from registration is
available. Any routine sales of these securities made in reliance upon the
exemption afforded by Rule 144 of the SEC can be made only in limited amounts
in accordance with the terms and conditions of that rule, and, in the event
this rule is for some reason inapplicable, compliance with some other
registration exemption will be required. The Corporation will supply to me
such information in its possession as may be necessary to enable me to make
routine sales of the securities under Rule 144, if that Rule is available.
However, the Corporation is under no obligation to otherwise comply with any
other exemption, or to register the securities received by the undersigned.

    In accordance with the policies of the SEC, the Corporation is placing
the following or substantially similar legend upon the certificates
representing the securities and is placing upon the Corporation's stock
transfer records a stop-transfer order preventing transfer of the securities
pending compliance with the conditions set forth in the legend:

<PAGE>

         These securities are not registered under state or federal
         securities laws and may not be offered or sold, pledged
         (except a pledge pursuant to the terms of which any offer or
         sale upon foreclosure would be made in a manner that would
         not violate the registration provisions of federal or state
         securities laws) or otherwise distributed for value, nor may
         these securities be transferred on the books of the
         Corporation, without opinion of counsel, concurred in by
         counsel for the Corporation, that no violation of said
         registration provisions would result therefrom.

I HAVE CAREFULLY READ THE FOREGOING AND UNDERSTAND THAT IT RELATES TO
RESTRICTIONS UPON MY ABILITY TO SELL AND/OR TRANSFER MY SECURITIES.


DATED:  August 15, 1997                /s/ Curtis A. Taylor
               --                      --------------------------------------
                                       Curtis A. Taylor
                                       3087 Camino Court
                                       Camino, CA 95709

                                       2

<PAGE>

Profit Financial Corporation
14675 Interurban Avenue South
Seattle, WA 98168-4664

Gentlemen:

    This acknowledges receipt of Three Thousand, Eight Hundred Forty-Six
(3,846) shares of common stock of Profit Financial Corporation, a Utah
corporation (the "Corporation"). In connection with my acquisition of these
securities, I understand as follows:

    The undersigned represents that he or she has the business or financial
experience necessary to have the capacity to protect his or her own interests
in connection with the proposed transaction.

    These securities are not registered under the Securities Act of 1933 (the
"Act") as the transaction in which they are being acquired is exempt under
Section 4(2) of the Act as not involving any public offering. Reliance of the
Corporation and other upon this exemption is predicted in part upon my
representation (which I hereby confirm) that I am acquiring these securities
for my own account with no present intention of selling or otherwise
distributing the same to the public. I understand that in the view of the
Securities and Exchange Commission (the "SEC") the statutory and
administrative basis for exemption would not be present if, notwithstanding
my representation, I have in mind merely acquiring these securities for a
market rise, or for sale if the market does not rise, or for a fixed or
determinable period in the future.

These securities must be held by me indefinitely unless that are
substantially registered under the Act or an exemption from registration is
available. Any routine sales of these securities made in reliance upon the
exemption afforded by Rule 144 of the SEC can be made only in limited amounts
in accordance with the terms and conditions of that rule, and, in the event
this rule is for some reason inapplicable, compliance with some other
registration exemption will be required. The Corporation will supply to me
such information in its possession as may be necessary to enable me to make
routine sales of the securities under Rule 144, if that Rule is available.
However, the Corporation is under no obligation to otherwise comply with any
other exemption, or to register the securities received by the undersigned.

    In accordance with the policies of the SEC, the Corporation is placing
the following or substantially similar legend upon the certificates
representing the securities and is placing upon the Corporation's stock
transfer records a stop-transfer order preventing transfer of the securities
pending compliance with the condition set forth in the legend:

<PAGE>

Name
September 19, 1997
Page 2
------------------------

        These securities are not registered under state or federal
        securities laws and may not be offered or sold, pledged
        (except a pledge pursuant to the terms of which any offer or
        sale upon foreclosure would be made in a manner that would
        not violate the registration provisions of federal or state
        securities laws) or otherwise distributed for value, nor may
        these securities be transferred on the books of the
        Corporation, without opinion of counsel, concurred in by
        counsel for the Corporation, that no violation of said
        registration provisions would result therefrom.

I HAVE CAREFULLY READ THE FOREGOING AND UNDERSTAND THAT IT RELATES TO
RESTRICTIONS UPON MY ABILITY TO SELL AND/OR TRANSFER MY SECURITIES.


DATED: August 15, 1997                 /s/ Stanley J. Zenk
              --                       --------------------------------------
                                       Stanley J. Zenk
                                       Mr. Stanley J. Zenk
                                       5421 Buck Mountain Road
                                       Placerville, CA 95667

                                       2

Source: OneCLE Business Contracts.